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In this week's edition of The Scoop: Six states extend their ACA 2020 open enrollment periods; Tennessee unveils proposed modified block grant model for Medicaid; Kaiser Permanente workers prepare to strike in five states and DC; some Montana residents misled by short-term insurers could receive restitution; Anthem partners with Georgia Farm Bureau to offer medically underwritten plans.
For 2020, Molina is expanding its coverage area, BridgeSpan is rejoining the exchange, and Cigna is also joining Utah's exchange, bringing the total number of insurers to five. Average premiums are expected to decrease.
Tennessee is seeking federal approval for a Medicaid work requirement, and will soon seek to transition to a modified block grant funding model (a public comment period on this runs through mid-October 2019). But the state still has not expanded Medicaid.
Q. What is the deadline to enroll in health insurance coverage for 2020? A. In almost every state, open enrollment runs from November 1 to December 15, 2019, with all plans effective January 1, 2020. California, Colorado, & DC have permanently extended open enrollment. Massachusetts, New York, and Minnesota have extended it for 2020 enrollment and other state-run exchanges might opt to follow suit.
A guide to individual health insurance in Connecticut, including its marketplace, open enrollment dates, insurers, Medicaid expansion, short-term regulations and Medicare.
Montana defers to the federal rules for short-term health insurance plans. Short-term plans are allowed to have initial terms of up to 364 days, and total duration, including renewals, of up to 36 months. But as of 2019, all of the available plans are sold with terms of up to six months.
In this edition of The Scoop: Oklahoma, Missouri Medicaid expansion advocates gather signatures for the 2020 ballot; BridgeSpan rejoins Utah’s exchange for 2020; residents in four states may be eligible for SEP if Hurricane Dorian prevented their enrollment; and more.
As of the summer of 2019, Arizona law allows short-term plans to have initial terms of up to 364 days, and total duration of up to 36 months. Previously, Arizona limited short-term plans to 185-day terms.
Although there is no longer a federal tax penalty for being uninsured, some states have created their own penalties with enforcement mechanisms that largely mirror the federal rules that applied through 2018.
Ever since 2012, millions of Americans have received rebates from their health insurers each fall, refunding portions of prior-year premiums that were essentially too high.